7 Steps To Financial Freedom [VIDEO] Personal by Joel Wagner - November 2, 2009June 30, 20103 This is a video of Dave Ramsey presenting his 7 Baby Steps. Following the summary video are 10 more videos with more specific details. If you haven’t heard Dave Ramsey before, you need to subscribe to his podcast. Now. The Baby Steps Intro Budgeting Baby Steps Debt Snowball The Emergency Fund Retirement Investment College Savings Pay Off Mortgage Be A Giver Build Wealth Live Like No One Else Joel WagnerJoel Wagner (@sywtt) began teaching band in 2002. Though he had a lot of information, his classes were out of control. He found himself tired, frustrated, disrespected by students, lonely, and on the brink of quitting. He had had enough. He resigned from his school district right before spring break of his second year and made it his personal mission to learn to be a great teacher. So You Want To Teach? is the ongoing story of that quest for educational excellence.