Life Lesson 3: Avoid Debt Personal by Joel Wagner - August 31, 2008July 6, 20165 Debt will kill you. The fastest way to waste your income is to pay interest. The fastest way to maximize your income is to earn interest. As long as you have debt (like most of us who graduate from college do), then every penny you spend is borrowed money. Avoid debt at all costs. If you have debt, make a conscious effort to get out of debt as fast as you possibly can. Dave Ramsey's plan is the easiest and most effective that I have found. Go to his website and take advantage of the $10 special this weekend to buy The Total Money Makeover for a great price of $10. Act now! 7 steps to get out of debt Get $1,000 cash
5 Blogging Surprises of 2007 Blogging & Technology by Joel Wagner - December 28, 2007July 2, 20101 This blog has brought some exciting and unexpected things into my life. In this article, I'll discuss some of the biggest surprises that have come about as a result of this. A brief background It was about a year ago that I first began to really get into blogging. I knew of blogs and actually had a few on livejournal and myspace for a few years. I was vaguely aware of RSS back in 2002 when it first came on the scene and began to gain some popularity. I just had never really gotten into the whole blogging thing. I began reading blogs some and started learning. I was inspired. But I still never ventured into the "edublogosphere." In February,
Reading Personal by Joel Wagner - May 29, 2007July 5, 20100 I moved to my new office today and brought a few books. The other band director I'll be working with said, "Wow, you sure have a lot of books." I told him that I read quite a bit. He said that he doesn't read, and we just kind of laughed about it. But then I got to thinking... I am consistently amazed at how many intelligent people just simply do not find time to read. I am not the most prolific reader around or anything, but I do find time every few days or so to read a chapter or so out of a book. Reading is one of the most valuable skills that we have. Sure people can