So You Got A New Job! Should You Go Out And Buy A Bunch of New Crap? Personal by Joel Wagner - September 27, 2008July 1, 20102 Just because you have a new job doesn't mean that you need to spend everything you make. Just because you got your first paycheck doesn't mean you need to spend it all. The temptation is there. Don't do it! Listening to Dave Ramsey, I frequently hear him take calls from listeners who have racked up tens of thousands of dollars of credit card and/or student loan debt as well as having car and mortgage payments that they simply cannot afford. This is a trap that all too many people fall into. Ask how much, not how much down Aim to not carry any debt. That may mean that it takes a bit longer for you to get something than you
Life Lesson 2: Don’t Miss An Opportunity, Don’t Spoil An Opportunity Personal by Joel Wagner - August 19, 2008July 6, 20166 So many hours can get wasted with regret. I hear people say all the time that they don't regret anything they have done. Now I think there may be some validity in that statement, but at the same time, I think they're just missing the point. Every experience we have gives us the opportunity to become a better person. Our response determines what we learn from it. At the same time, there is great wisdom in realizing that we made a mistake somewhere along the way and regretting our decision -- or indecision -- at that moment. Only in admitting we are wrong and gaining insight into how we could better respond in the future, will we be able to most optimally